Financial Options


Jim Lundstrom, DDS - Affordable Dentistry In Fargo

At Lundstrom Family Dentistry, our entire team is dedicated to providing affordable dentistry in Fargo while also positively enhancing the oral healthcare for all our patients. Every day, we address our guest's individualized needs on a case by case basis while establishing meaningful relationships that last for generations. If you or a loved one would like to visit an affordable Fargo dentist, be sure to contact our team to schedule an appointment.  

Dental treatment is an excellent investment and it is important to be able to schedule treatment and care right away. So that financial considerations should not be an obstacle to obtaining the care you deserve, we offer several financial options.


We are happy to process your insurance claims to maximize your benefits. We do collect payment on the day of service, however, if you have insurance we will estimate your insurance coverage and collect the portion we estimate not to be covered by insurance.  Please keep in mind that this is only an estimate based on the information we receive from your insurance and not a guarantee of payment.  If there is a variance in your insurance coverage we will notify you.  If you have questions regarding your insurance coverage please contact your insurance company before completing treatment.  We are also able to send a Pre-Determination of benefits to your insurance company prior to your treatment being completed.  


We gladly accept: Cash, Checks, Mastercard, Visa, Discover, American Express, and Care Credit.

We share a portion of our credit card processing fees with our customers.  This means that when you pay with a card, you will be bearing a portion of the fees that we get charged when you use that card.  All credit, debit, HSA, and Flex card transactions will incur a non refundable 4% credit card processing fee.



Visit to set up your secure patient portal.  You can view upcoming appointments, Send our Front Desk secure messages through your patient portal, and Customize your courtesy reminder settings.


As a service to our patients, we are pleased to offer CareCredit, the nation's leading patient payment program. CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.

With CareCredit you can:

  • Start treatment and care immediately and pay over time
  • Pay for other medical expenses for you and your family without having to reapply.  
  • Use your card at over 175,000 locations including your Doctor's office, Chiropractor, Optometrist, and even the Vet.
  • Pay for deductibles and treatment not covered by insurance
  • Have no annual fees
  • Get Pre-Approval, the only information we need for Pre-Approval is your name and address


Online Application:

Care Credit Promotional Plans Offered at Lundstrom Family Dentistry:

  • 6 Months Deferred Interest for amounts $200.00 and up
  • 24, 36, or 48 Months with Interest for amounts $1000.00 and up
  • 60 Months with Interest for amounts $2500.00 and up

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We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.